I need to start by saying that this stuff SEEM like a no-brainer. My determination to share these items came after purchasing with friends who claim to be on budgets, but by no means have a look at clearance. It would not make sense!

Your article is timely and causes self-examination. I particularly appreciate the chart showing wants versus desires. I assume it’s actually unreasonable for somebody who would not have the money to develop into a shopping addict; but addiction might be a mental dysfunction and require help. You gave smart counsel. The sight of a Christmas tree lengthy earlier than the arrival of Advent puts me off the whole concept of Christmas shopping but typically in the UK we have people placing trees up in the beginning of September. I realise retailers only have a short while to make their revenue nevertheless it puts many folks off the …